diff --git a/dating-agency-mall-server/src/main/java/com/qniao/dam/infrastructure/utils/BankCardUtil.java b/dating-agency-mall-server/src/main/java/com/qniao/dam/infrastructure/utils/BankCardUtil.java
index fd80441..e90bdf4 100644
--- a/dating-agency-mall-server/src/main/java/com/qniao/dam/infrastructure/utils/BankCardUtil.java
+++ b/dating-agency-mall-server/src/main/java/com/qniao/dam/infrastructure/utils/BankCardUtil.java
@@ -50,9 +50,9 @@ public class BankCardUtil {
                 JSONObject dataJson = JSON.parseObject(json.getString("data"));
                 Integer result = dataJson.getInteger("result");
                 if (result != 0) {
-                    String msg = dataJson.getString("msg");
-                    log.error(msg);
-                    throw new BizException(msg);
+                    String desc = dataJson.getString("desc");
+                    log.error(desc);
+                    throw new BizException(desc);
                 }
             } else {
                 log.error("----------------银行卡二要素校验异常------------------");